รายการธุรกิจหรือประเภทร้านค้าที่ไม่รองรับ

List of unpermitted businesses or activities for merchants

Please note that the list below is representative and not comprehensive.

Restricted by Laws and Regulations

Adult products/services	- All products involved in sexually-oriented or pornographic activities - Adult entertainment e.g., adult toys, books, strip bars/clubs
Weapons and ammunition	Firearms and weapons of all kinds.
Medical, drugs, and pharmaceuticals	Medicine (prescription and non-prescription), surrogacy services, tobacco and e-cigarettes, illegal drugs, and drug paraphernalia (including cannabis-related products for card payments).
Gambling	Gambling tools and services of all kinds e.g., lottery, lucky draws etc.
Protected items	Items under protection include rare and preserved plants, animals, archaeological and cultural relics, as well as protected religious items.
Crypto currency	Activities related to cryptocurrencies, such as funding, trading, and sales.
Illegal Advertisement	Sale of advertisements for illegal products or services.
Foreign-owned businesses	Only those registered company in Thailand are accepted.
Shell companies	Operating a business in one country while falsely claiming to customers that operations are based in another country.

Restricted due to being dangerous, deceptive, predatory, unfair or unethical

Fake and unlicensed products	Selling counterfeit, imitation, or illegally acquired products, copyrighted items without permission, and confidential or private information.
Predatory practices or making deceitful promises	Merchants using negative renewal options after free or low-cost purchases, fortune tellers, palm readers, tarot readers, and offers of free gifts, prizes, or sweepstakes to encourage purchases.
Investment	Services offering credit repair, mortgage or loan modification, "get rich quick" schemes, real estate or investment seminars aimed at selling specific products, and expensive lucky charms or amulets.
Violence	Merchants engaged in hate, violence, or human trafficking.
Extortion/Pay to remove	Services involving payment to remove or withhold publication, and ransom payments.
Social Media Activity	Selling social media activity such as Twitter followers, Facebook likes, YouTube views, and online traffic.
Hacking Tools	Malware and vulnerabilities.
Living animals	Shipping of living animals.
Hazardous chemicals	Shipping or delivering hazardous chemicals, especially those prohibited by law or restricted by local regulations.
Pseudo-pharmaceuticals (with implied guarantees)	Anti-aging pills, sex nutrients, vitamins, and weight loss products. Where no guarantee is implied, such businesses are not explicitly classified as unacceptable.

Restricted due to high risk of money laundering and criminal activities

Transaction laundering	Merchants providing payment channels for unknown third parties, obscuring the origin of funds or sellers, or selling goods on behalf of undisclosed third-party companies.
Financial services	Debt consolidation, cash advances, bail bondsmen, money transfer services, cash gifting, donations, check cashing, pyramid schemes, illegal multi-level marketing, Ponzi schemes, gold futures, stocks, securities, financial products, and foreign currency exchange.
Products or services without value	Products or services with no apparent value.
High fraud risk businesses	Remote digital file-sharing services with public accessibility or content payments, video game credits, and private detective or bodyguard services.

Restricted due to obligation between merchant and Beam

Intercepting and Distributing payment card information	Manual entry of card/payment information, sharing cardholder details with other merchants, non-compliance with PCI-DSS for storing, transmitting, or processing payment data, and requiring payments on shared kiosks or computers rather than on personal devices.
Misusing payment networks	Avoiding card network chargeback monitoring programs and testing cards.

Restricted by certain payment channels only

Outbound Direct Marketing	Selling products or services through outbound telemarketing calls or bulk email campaigns. *Prohibited by* Card brands
Cannabis-related products	Selling products or services related to cannabis *Prohibited by* Card brands
Antiques	Antiques. *Prohibited by* TrueMoney Wallet, Alipay, WeChat Pay
Crude oil	Crude oil and petroleum products. *Prohibited by* TrueMoney Wallet, Alipay, WeChat Pay
Medical-related	Contact lenses, baby gender prediction test kits, medical equipment, and online sales of medical services including consulting, hypnotherapy, and plastic surgery, as well as medical beauty services. *Prohibited by* TrueMoney Wallet and Alipay
Crowdfunding	Crowdfunding platforms, charitable organizations, and fundraising activities. *Prohibited by* TrueMoney Wallet, Alipay, WeChat Pay
Digital products	Services or products related to digital goods or gaming. *Prohibited by* TrueMoney Wallet and Alipay
Hacking tools	Tools and services related to hacking, including hacking as a service, and malware and vulnerabilities. *Prohibited by* Alipay
Real Estate	Real estate agency, property sales, and leasing. *Prohibited by* Alipay and WeChat Pay
Financial services	Various financial products and services including mobile phone top-ups, prepaid cards, insurance premiums, gold investment, mutual funds, stocks, securities, auctions, debt collection services, and prepayments or deposits. *Prohibited by* Alipay and WeChat Pay
Seeds	Sale of seeds. *Prohibited by* Alipay
Religion-related	Religious websites, publications, accessories, online cemeteries, and ancestor worship platforms. *Prohibited by* TrueMoney Wallet and Alipay
Precious metals	Precious metals and rare earth minerals. *Prohibited by* Alipay and WeChat Pay
Transportation-related	- Car sales (including used cars) *Prohibited by* Alipay and WeChat Pay - Boat dealers. *Prohibited by* WeChat Pay
Professional services	Legal services, accounting, auditing, bookkeeping, counseling (debt, marriage, personal), and immigration services. *Prohibited by* WeChat Pay

Certain goods and services can be sold, but merchants must present the necessary licenses when registering for an account. Regulatory requirements mean we can only accept merchants with valid licenses for these businesses, which include:

Licenses required for hygiene, food, and drug-related businesses in the food, drug, and cosmetic industries.
License for operating a restaurant.
Hotel license.
Spa provider license.
Tour operator licenses.
Licenses for transportation services.
Authorization to resell third-party branded products or proof of second-hand status.
Authorization to provide medical services.
Insurance license or related certification for insurance or financial services.
Proof of registration for specialist professional services like lawyers or architects.
License for providers of multi-level marketing schemes.
Registration records for charities.