Terms of ServiceUpdated as of 13 March 2026

General TermsAdditional Terms

General TermsThese Terms of Service is a legal agreement between Beam Data Co., Ltd. (“Beam Checkout,” “Beam,” “we,” or “us”) and anyone using our website beamcheckout.com (“our website”) or our services, whether as a guest or a registered user ("you", "your", “merchant”, “Registered User” or "user"). Our goal is to make it clear what you can expect from us as you use Beam's Services and what we ask of you in return. These Terms of Service reflect the principles and laws that apply to us.By using our website and Services, you confirm that you accept these terms and conditions and that you agree to comply with them. If you do not agree to these terms and conditions, we kindly ask that you refrain from using our Services. If you have a merchant account with Beam, please also refer to the Additional Terms tab above.

1. Definitions

“Beam Account” means an account which you created with Beam that enables you to access and use the Services, and to participate in, interact with, or engage in any activities, features, transactions, or other offerings made available by Beam from time to time.“Business Day” means a day (other than Saturday, Sunday or bank/financial institution holiday) on which commercial banks and/or financial institutions are open for general business in Thailand.“Confidential Information” means all documents and information acquired and/or to be acquired by you or us under or pursuant to these Terms of Service.“Payment Entity” means commercial banks, issuing banks, acquiring banks, financial institutions, electronic money and/or any other payment service providers whose payment options or methods have been integrated with Beam’s system in providing the Services.“Registered User” means an account created by an individual for the sole purpose of authentication and identity verification in order to access our website or platform and/or initiate registration for the Services. For the avoidance of doubt, you will not be able to use the Services until a Beam Account has been created and approved through our verification process.“Services” means the services as described under Section A, Clause 2.“Service Fees” means the fees payable to Beam for the Services performed as prescribed under Section B, Clause 5.“Transaction” means each sale of goods or provision of service transacted through the use of the Services.“Transaction Amount” means a purchase price of goods or service fees paid by customers for each Transaction.

2. Our ServiceBeam provides technology to enable frictionless payment acceptance and management, offering a platform that connects customers and businesses. Beam has obtained the necessary licenses to facilitate payment and receive payments on your behalf for your goods or services through various methods, and will act as your authorized agent to receive payments on your behalf (the “Services”).Beam may give you access to our Test Environment (the “Playground”) so you can safely explore and try out our Services. The Playground is for testing only,it does not process real transactions, funds, or personal data, and anything you do there has no binding legal or financial effect. Please use only the test credentials, test card numbers, and dummy data we provide, and do not attempt to use real customer data or bypass security controls. The Playground is provided “as-is” and “as-available,” and it may behave differently from Beam’s live environment; Beam makes no promises about availability, performance, or feature parity with production services. We may suspend, restrict, or end Playground access at any time for any reason, including misuse or security concerns, without liability or notice. Data in the Playground may be deleted, reset, or changed at any time, and Beam is not responsible for any loss or reliance on that data. Access to the Playground does not guarantee access to live services, generate fees or credits, or give rights to real transactions, and all intellectual property in the Playground remains Beam’s property.

3. Information on our WebsiteWe strive to provide accurate and up-to-date information on our website, but we cannot guarantee that all content is complete, current, or error-free, so please verify any information before relying on it. We are not liable for any errors or omissions or for any losses resulting from your reliance on such information. We reserve the right to change, update, or remove any content on our website at any time without prior notice, including details about services, prices, and policies. While we aim for uninterrupted access, we cannot guarantee that our website will always be available. By using our site, you acknowledge that it’s your responsibility to check for any changes and stay informed.

4. Linking to our WebsiteYou may link to our website, beamcheckout.com, just make sure it’s done fairly, legally, and in a way that reflects positively on us. Framing our site or linking to anything other than the homepage is not permitted. The linking site must comply with all laws, and we can withdraw permission at any time. Please ensure that your link clearly indicates you are referring to beamcheckout.com and does not misrepresent any affiliation with us.

5. External LinksIn some cases, you may access our platform/website through a link from a third party, please note that we have no control over the contents of those websites or resources. We are not responsible for any issues you might encounter on their site. Similarly, if our platform/website directs you to a third party’s site, we do not endorse or control those external sites. You will need to review their terms and policies, as we are not liable for their performance or any disputes that may arise. Once you leave our platform/website, our Privacy Notice no longer applies, and you will be subject to the terms and conditions of the third party’s site.

6. PrivacyYou agree to follow the obligations set out in the Personal Data Protection Act, B.E. 2562 (2019), and any updates to it. You confirm that you have read and understood Beam’s Privacy Policy, which may be updated from time to time, and hereby give your consent to such use of information for the purposes of the registration, and to facilitate your use of the Services.

7. IndemnificationYou agree to defend, indemnify, and hold Beam, including its officers, directors, employees, and agents, harmless from any losses, damages, claims, or costs (including reasonable legal fees) that arise from (i) anything you do that goes against these Terms of Service or breaks any laws; or (ii) any mistakes or actions on your part (“Indemnified Claim”).

8. Representations and WarrantiesYou represent and warrant that: (i) you are of legal age to enter into these Terms of Service and have the authority to do so, (ii) you have the authority to provide the information and accept our Terms of Service, (iii) your use of the website will comply with all applicable laws and regulations, (iv) you agree not to make false statements or misrepresent your identity or affiliation with any person or entity, (v) you have the necessary rights and permissions to submit or share any content on our website; and (vi) you agree not to disrupt or damage the website, platform or Service. This includes avoiding spam or unsolicited messages, illegal or harmful content, viruses or malicious software, interference with performance, unauthorized access, impersonation, actions that could harm Beam's reputation, circumventing normal operations, and using automated programs to overload or disrupt the website platform or Service.

9. AmendmentYou agree and accept that Beam may, at any time, amend any of the Terms of Service herein. Any change will be published on Beam’s website and shall become effective immediately once it’s being published.If there is a change in the law that makes any part of these Terms of Service or related documents invalid or unenforceable, Beam will update the Terms of Service accordingly, and these changes will take effect as soon as we notify you on our website.

10. Limitation of LiabilityNeither you or Beam, nor their directors, employees, agents, or partners, will be responsible for certain types of damages related to this term, such as lost profits, data loss, costs for finding substitute goods or services, or any special, indirect, incidental, punitive, or consequential damages. This also includes issues like bugs, viruses, or similar problems, regardless of their source.

11. IndependenceUnless clearly stated in these Terms of Service, nothing here creates or suggests a partnership, joint venture, or agency between you and Beam or any Payment Entity. Neither you nor Beam can act as the agent or legal representative of the other, nor can either party create or take on any obligations for the other.

12. No WaiverThe rights and remedies in these Terms of Services are not exclusive, so if we use one, it does not mean we are giving up any of its other options. No delay in exercising, or failure to exercise or enforce any right or remedy under these Terms of Service or at law shall constitute a waiver by Beam of such right or remedy.

13. Entire AgreementThis Agreement is the complete and exclusive understanding between you and Beam regarding the matters covered here. If you have a separate written agreement with Beam that mentions these Terms of Service, they will apply in addition to that agreement. If there are any conflicts between these Terms and the separate agreement, the separate agreement shall prevail. You agree to work with Beam in good faith to address and resolve any such conflicts. Additionally, some services on the platform might come with extra terms and conditions. Those additional terms will apply to you when you start using the applicable service.

14. Survival and SeverabilityIf any part of these Terms of Service is found to be invalid or unenforceable, that part will be removed, but the rest of these Terms of Service will remain in effect.The provisions of Section A - Clause 7, 10 and 15 and Section - B Clause 13, 15 and 16 will remain in effect even after the termination of these Terms of Service.

15. Setting Disputes and Governing LawThai law will govern all disputes arising out of these terms. These disputes will be resolved exclusively in the courts of Thailand, and you and Beam consent to personal jurisdiction in those courts.

16. Contact

Beam Data Company LimitedNo. 140, 140 Wireless Building, 11th Floor, Unit D, Wireless Road, Lumpini, Pathumwan, Bangkok 10330Email : support@beamcheckout.comcc: legal@beamcheckout.comWe may provide our Services, make announcements with you, or contact you for customer service. To learn more about how we communicate with you, please see our Privacy Policy (beamcheckout.com/privacy).

17. NoticesBeam may provide notice through our website, Services portal, electronic mail to the email address on record with Beam, any other electronic communication method available, or by written communication sent by registered mail or pre-paid post to the address on record with Beam. Any notices under these Terms of Service should be in writing. They will be considered received if hand-delivered to you or your representative or sent by registered post or email to the address or email listed on your record with Beam, or to any updated address you provided.At Beam, we are committed to providing reliable, transparent, and secure Services. By using Beam, you agree to these Terms of Service and acknowledge your responsibility to use the platform fairly and lawfully. If you ever have questions or need support, please reach out through the contact details available on our website.